$0 Down* Bankruptcy
We understand that people considering bankruptcy are having financial problems. This is why we offer a $0 down option. If you qualify, you make payments only after we file your case. Our goal is to stop garnishment and creditors from calling you immediately. *Chapter 7 consumer cases with a 3rd party guarantor
Low Attorney Fees
If declaring bankruptcy is a viable option for you, we provide payment options that can fit any budget, and many times, we can file your case with $0 down.
Free Consultation, Evening & Weekend Appointments Available
Our initial consultations are free. Yet, when you leave our offices, you will feel as though you’ve received thousands of dollars of advice. We will discuss the immediate solutions that will stop the creditors from calling or wage garnishment from happening.
We will also dispel the myth that bankruptcy will ruin your credit, and we will help you put aside the “stigma” of declaring bankruptcy.
When you leave our office, you will feel confident in your next steps, understanding that you are taking the smartest, most strategic step to help you recover and put your financial problems in the past.
Bankruptcy is a powerful life changer. Complete the form below, and schedule your free consultation.
Mr. Kingsbury has devoted his law practice to helping people resolve their debt problems since 1990 and has personally filed over 8,000 consumer and small business Chapter 7 and Chapter 13 Bankruptcy cases. He also assists clients in debt settlement negotiations to obtain favorable results where bankruptcy is not always the best option.
If you’re filing a bankruptcy case his main goal is to make sure that your case is done right. He’s an expert in making order out of chaos, which is basically what a bankruptcy filing is all about.
With all of his years of experience filing cases and dealing with the bankruptcy judges and trustees, he knows what it takes to make it work right for you. His philosophy is this: “People pay me good money to do these cases for them. I want to make sure I do a good job and their case goes smoothly”.
The Kingsbury Law Office is a small law firm with a “personal” touch. You will never be pressured, you’ll never be “just another case” to get pushed through the system.
Our promise: We’ll answer all your questions thoroughly and your calls and emails will be returned promptly. Your case will be handled by your attorney and not some staff person with questionable ability or training you’ll probably never meet with in person. Many of our current clients are referrals from past clients who send their family/friends to us because they trust us to do right by them and because we’re friendly, non-judgmental and provide a non-threatening and comfortable atmosphere. We’re here to help.
If you are looking for answers and think that Chapter 7/Chapter 13 bankruptcy or perhaps debt settlement might be the way to eliminate your debt problems and frustration call us now at (952) 432-4388 for information or to make an appointment for a free consultation. We’ll make order from chaos. We promise. Above all…. “It’s good to have a plan.”
Bankruptcy sounds bad, but the reality is that it can be your lifeline. In fact, you will not need to recover from bankruptcy. Rather, you will recover through bankruptcy. After all, if you are struggling with your finances and do not have an immediate and solid solution, you will continue to struggle for the coming years, maybe even the coming decades. As you fight to stay afloat, your stress will intensify as your financial situation erodes.
Your financial stress will take over your life as your credit score shrinks and your debt grows.
When you declare bankruptcy, though, you can start focusing on things that matter, like your family, your friends, your career, or your hobbies. Instead of spending all your time worrying about money, you will actually be able to save money! You will feel peaceful, clear-headed, and worry-free for the first time in a long while.
That’s why we make the process fast.
You will meet with David Kingsbury to discuss the specifics of your case and explore all options. Bankruptcy is not for everyone, but if it makes sense for you, we will discuss the benefits, which include eliminating debt and the ability to improve your credit score. (Most of our clients are surprised to hear that after their bankruptcy, their credit scores can increase to 720 much, much faster—in just 12 to 24 months—by following our process.
When you leave, you will have confidence in the next steps and an understanding of how to increase your credit score to 720 so that you can receive the best rates on loans and credit cards.
Stop Creditor Calls
While you’re putting together the simple things we need to file your BK, we will make sure that all creditors stop calling you.
Sign and File
After you file bankruptcy, your homes, vehicles, and wages will be protected, and you will no longer receive calls and letters from collectors, creditors, and banks.
Rebuilding Your Life
If you don’t properly rebuild your life after bankruptcy, you are going to overpay on everything in life. For example if you don’t rebuild your credit score, and buy a $15,000 car, you can easily overpay between $200 and $300 per month. It doesn’t have to be this way.
We’ve contracted with 720CreditScore.com, the creators of the program 7 Steps to a 720 Credit Score, to provide this program to all of my clients -absolutely free- as part of their bankruptcy. The results speak for themselves… you can have a 720 credit score in 12-24 months after the bankruptcy.